



James Kokalj – WI
J.D. graduate from the University of Michigan Law School. His diverse legal background includes real estate, corporate governance, intellectual property protection, and debt management. Moreover, James’ experience includes conducting in-house drafting and reviews of commercial loan agreements, supervising legal teams to assist borrowers, and managing loan application portfolios.
Brendan Babcock – TN
Practicing law in Tennessee since 2007 and has been working in the debt settlement industry for 15 years. Holding a bachelor’s degree in business and chemical engineering from the University of Alabama, Brendan’s robust legal expertise and analytical background ensures comprehensive solutions tailored to his clients’ needs.
Christine Connell – CO
Member of Concordia Legal Group and practices law primarily in Colorado, in addition to Virgina, Washington D.C., and Arizona. Christy has a financial background and is a Certified Public Accountant (CPA). Her work includes representing corporate debtor clients in Chapter 7 and Chapter 11 bankruptcies, and individuals accused of fraudulent conduct.
Curt Hussey – UT
Started his career as a commercial litigator, expanding his practice to cover civil litigation and consumer debt relief. He now also works as an arbitrator and mediator to help parties resolve their debts outside court. Curt earned his J.D. from J. Reuben Clark Law School and has been with the Utah State Bar since 1989.




David Salmon – NV
University of the Pacific/McGeorge School of Law graduate. His expertise in bankruptcy, estate planning, real estate, business litigation, and debt settlement led him to become an alternate judge for the North Las Vegas Municipal Court in 2010. He also serves as a mediator and arbitrator for the State Bar of Nevada and FINRA, expanding his practice beyond Nevada.
Daniel Kravets – IL
An attorney specializing in debt settlement and consumer protection law, with a focus on the Fair Debt Collection Practices Act (FDCPA), the Fair Credit Reporting Act (FCRA), and other consumer statutes. His expertise helps clients manage debt, resolve credit issues, and counter unfair practices. Rooted in his immigrant background, his resilience, empathy, and diligence define his legal approach.
Faye Cautin – PA
Practicing law since 2011, working with clients on civil litigation, business, estate planning and administration, and elder law considerations. Her work is characterized by her dedication, focus, and an analytical perspective, emphasizing a thoughtful approach in her legal practice. Faye graduated from Villanova School of Law and now lives near Philadelphia with her dog.
Jerome Andries – LA
Attorney and litigator specializing in consumer debt defense, with a strong record of favorable resolutions. His expertise spans consumer litigation and debt negotiation, complemented by a background in Estate, Trust, and Probate law. Driven to assist those in financial distress, Jerome provides compassionate and effective defense against creditor lawsuits.




Kayann Chambers – VA
Licensed litigation attorney in Washington D.C., Florida, Maryland, and Virginia. She brings a comprehensive legal background to her advocacy, representing clients with both zeal and empathy. Committed to representing those without a voice, Kayann handles her cases with care, diligence, and dedication.
Zachary Derr – ID
Consumer rights attorney with nearly a decade worth of experience in debt settlement, graduated from George Washington University Law School. He has worked for the U.S. SEC and DOJ, holds licenses in six states, and actively volunteers in Utah, offering free legal services to public servants. Zachary also served on the ADR and was VP of the JRCLS.
Mayra Romero – PR
Licensed lawyer in Puerto Rico with a J.D., an MBA, and a bachelor’s degree in business administration — accounting. She has extensive experience in the banking industry and in both the private and public sector.
Sandra Hart – IA
Resides and practices law in Iowa City, Iowa. She received a LL.B. from King’s College London, England, and a LL.M. in International and Comparative Law from California Western School of Law, in San Diego, California. She was admitted to practice law in Iowa in 2007, and currently practices business law, both transactional and litigation.



Paul Plotsker – OH
Native Manhattanite, holds a law degree from Touro Law Center and a LL.M. in American Banking Law from Boston University School of Law. Excelling in various litigation fields, particularly insurance defense, he previously worked with the New York City Law Department and the New York City Human Rights Commission. Paul now resides in Ohio with his family.
Satonja Scott – GA
Georgia-licensed attorney with over 20 years of legal experience. She holds a J.D. from Georgia State University College of Law. Satonja’s extensive legal background includes Civil Litigation, Family Law, Bankruptcy, Wills and Estates, and Immigration Law. Mrs. Scott graduated magna cum laude as a Thurgood Marshall Scholar from FAMU with a B.S. and received her J.D. in Georgia. Today, she serves a diverse clientele, from individuals to major corporations.
Michael Moccia – Managing Attorney
J.D. from the University at Buffalo, Michael Moccia is the managing attorney of Concordia Legal Group. Since 2008, he has led his Florida-based litigation practice, specializing in business-related disputes. He has also worked in attorney-based consumer debt relief since 2011. Micheal has handled various cases, including civil, family, probate, and bankruptcy, and is licensed to practice in Florida, Arizona, and the District of Columbia.
