Debtor Defense
Despite economic improvements, many Americans still face financial struggles. Household debt, including credit cards, mortgages, student loans, and auto loans, has steadily increased. As of 2023, American households owed approximately $17.29 trillion in debt, increasing debt-related issues like legal action.
Why Debtor Defense is Important?
Facing litigation from creditors is a growing trend. Many people either do not defend their rights or ignore legal summons altogether. A judgment against you can have severe consequences, including losing your job, bank accounts, and even your home.
But with the help of an experienced attorney, you can build a strong defense and protect your property and belongings.
Consumer litigation can be overwhelming, but we are here to support you.
If a debt collector sues you, act quickly upon receiving a summons*. It is crucial to have a skilled attorney by your side. Be an active participant in the proceedings to safeguard your rights.
*While details depend on your location and case specifics, an official court document is served according to your state’s laws.
Choosing the Right Help
Creditors can initiate consumer litigation cases for various debts. Our attorneys are equipped to provide the best defense possible, no matter how many creditors you have.
At Concordia Legal Group, we aim to help you get a fresh start by resolving your consumer litigation.
Making the Best Choice
If you receive a summons, you have three options: negotiate, settle, or defend. Acknowledging the debt with no defense could lead to a summary judgment, and you will be required to pay the debt.
Alternatively, our attorneys can help you fight against the creditor’s claims. We can argue to dismiss your case, especially if the creditor lacks proper documentation or other necessary evidence. If the case is not dismissed, we prepare for trial, giving you a chance to present your case.